Terms of Use
Last updated: August 2026
By using cropinsurance.co.nz ("this website"), you agree to these Terms of Use. Please read them carefully before using the website.
Nature of Service
This website is operated as an independent information site by Cover4You. We are not an insurer, underwriter, or licensed Financial Advice Provider. We do not provide insurance advice, issue quotes, or arrange insurance policies. Information on this site is for general informational purposes only. We do not currently operate an active referral network. This website may contain links to third-party insurers and brokers. We may in future receive a referral fee if we introduce you to a broker partner.
General Information Only
The content on this website — including all articles, crop guides, provider comparisons, FAQs and pricing information — is provided for general informational purposes only and does not constitute financial advice. Insurance premiums, coverage terms, exclusions and availability vary by insurer, policy, crop type, region and individual risk profile. Always obtain personalised advice from a licensed NZ rural insurance adviser before making insurance decisions.
Accuracy of Information
We make reasonable efforts to ensure the information on this website is accurate and up to date. However, we make no warranty — express or implied — that the information is accurate, complete, or current. Insurance markets, provider offerings, regulatory requirements and pricing change regularly. Always verify information with a licensed adviser before relying on it for any insurance decision.
Provider Information
Any references to the types of insurers and brokers active in the NZ crop insurance market are for general informational purposes only. CropInsurance.co.nz is not affiliated with, endorsed by, or acting as an agent for any specific insurer. Our partner brokers work across multiple insurers and act in your interest to find appropriate coverage.
No Warranty
This website and all content are provided "as is" without any warranty of any kind. We do not warrant that the website will be available at all times, error-free, or free from viruses or other harmful components. We reserve the right to modify, suspend or discontinue any part of this website at any time without notice.
Limitation of Liability
To the maximum extent permitted by law, Cover4You and its operators exclude all liability for any direct, indirect, incidental, or consequential loss or damage arising from your use of or reliance on this website, its content, or the information it contains. This includes but is not limited to loss arising from reliance on pricing information, coverage descriptions, or provider comparisons on this website.
Intellectual Property
All content on this website, including text, graphics, data, and the website's overall look and feel, is owned by or licensed to Cover4You. You may not reproduce, distribute, or use any content from this website for commercial purposes without our written permission. Personal, non-commercial use is permitted.
Third-Party Links
This website may contain links to third-party websites, including insurer websites, regulatory bodies, and industry resources. We are not responsible for the content, accuracy or practices of any linked external website. The inclusion of any link does not imply our endorsement of that site.
Governing Law
These Terms of Use are governed by the laws of New Zealand. Any disputes arising in connection with this website or these terms are subject to the exclusive jurisdiction of the New Zealand courts.
Changes to These Terms
We may update these Terms of Use at any time. The date at the top of this page indicates when the terms were last updated. Continued use of this website after any update constitutes your acceptance of the revised terms.
Contact
For questions about these Terms of Use, contact: hello@cover4you.co.nz