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Grape & Vineyard Insurance
Frost, hail, and revenue protection for NZ's world-class wine grape growers in Marlborough, Hawke's Bay and beyond.
About Grape & Vineyard Insurance
New Zealand wine exports exceed $2 billion annually, with Marlborough Sauvignon Blanc commanding a global premium. Vineyard growers face devastating frost risk during budburst and flowering, hail during berry development, disease pressure (botrytis, powdery mildew), and wind damage. Crop insurance for vineyards typically covers named weather perils, with options for multi-peril revenue guarantee for larger operations.
β οΈ Key Risks for Grapes & Vineyards Growers
Frost at budburst
Hailstorm at harvest
Botrytis & disease
Windstorm
Drought & water stress
Smoke taint from wildfires
Flooding
β Coverage Highlights
Frost cover (budburst to harvest)
Hail damage cover
Named weather perils
Revenue protection
Vine replacement cover
Business interruption
π Main Growing Regions
- Marlborough
- Hawke's Bay
- Martinborough/Wairarapa
- Central Otago
- Gisborne
- Nelson
π° Typical Premium
$2,000 β $20,000/year
per year. Varies by size, region & coverage level.
Get My Quote βGrape & Vineyard Insurance Insurance FAQs
Is frost cover available for vineyards in Marlborough?
Yes. Frost is the most significant insured peril for Marlborough growers. Specialist policies cover crop loss from frost events between budburst and harvest. Early placement (before August) is essential as insurers may close off cover once frost warnings are issued.
Can I get smoke taint cover for my vineyard?
Smoke taint coverage has become increasingly important given Australia's wildfire seasons. Cover is available from select specialist insurers, though it may carry a sub-limit. Discuss this with our broker network to find the best policy.
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Specialist broker advice, no obligation.