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Wheat & Grain Insurance

Multi-peril and named perils crop cover for NZ wheat, barley, oats and grain growers.

About Wheat & Grain Insurance

Canterbury and Southland are the heartland of New Zealand's arable grain industry, growing wheat, barley, oats, and other cereals for milling, malting, and stockfeed. Arable growers face weather risks including waterlogging at sowing, late frosts, hailstorms at grain fill, and wet harvests. Crop insurance can protect yield and revenue, providing financial certainty for growers managing significant seasonal input costs.

⚠️ Key Risks for Wheat & Grain Growers

Hailstorm at grain fill
Waterlogging & flooding
Late frost
Drought
Wet harvest
Wind lodging
Pest & disease

βœ… Coverage Highlights

Named perils cover
Multi-peril yield guarantee
Revenue protection
Standing crop cover
Input cost protection
Fire cover

πŸ“ Main Growing Regions

  • Canterbury
  • Southland
  • Marlborough
  • Manawatu
  • Hawkes Bay

πŸ’° Typical Premium

$800 – $8,000/year

per year. Varies by size, region & coverage level.

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Wheat & Grain Insurance Insurance FAQs

Is multi-peril crop insurance available for NZ grain growers?
Yes, though it is less widely available than named perils cover. FMG and specialist brokers like AJG can structure multi-peril policies that guarantee a minimum yield or revenue. These are particularly valuable for large arable operations with significant input costs.

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Specialist broker advice, no obligation.

Free, no obligation. A specialist adviser will contact you within 1 business day.