About CropInsurance.co.nz
We do the hard work comparing crop insurance across New Zealand's leading insurers — so NZ growers can focus on what they do best.
Our Mission
CropInsurance.co.nz was built to level the playing field for New Zealand growers. Crop insurance is complex — policy wordings differ, insurers specialise in different crops, and premiums can vary significantly between providers. Most growers simply don't have the time to navigate it all.
We take on that work for you. Our specialist broker network approaches FMG, Gallagher, Aon, Farmcover, Howden and other underwriters simultaneously — comparing coverage, pricing and terms so you receive the best fit for your operation, not just the easiest option to sell.
How We Work
You Tell Us About Your Crop
Fill in a quick form — crop type, region, approximate value, and the coverage you need. No lengthy paperwork.
We Compare the Market
Our broker network approaches all relevant insurers simultaneously. We do the hard work so you don't have to.
You Receive Options
We present you with a clear comparison of the best options — coverage, price, and what each policy actually covers.
Cover Arranged
Once you've chosen, your broker handles all the paperwork. You're covered, and we remain your point of contact for claims support.
How We Operate
CropInsurance.co.nz is a trading style of Cover4You — a broker referral and comparison service. When you submit an enquiry, you are connected with specialist insurance brokers in our network who hold their own licences and operate under the Financial Markets Conduct Act 2013 (FMCA). The information on this site is general in nature and does not constitute insurance advice.
We are committed to the principles of the Insurance Council of New Zealand (ICNZ) Fair Insurance Code — transparency, fairness, and clear disclosure. We may receive a referral fee from broker partners when we connect you with their services. This does not affect the independence of the comparison we provide.
Dispute Resolution
If you have a complaint about our service, contact us first at hello@cover4you.co.nz. Unresolved complaints can be escalated to FSCL (0800 347 257) or IFSO (0800 888 202).
Our Commitment
We are committed to transparent referral disclosures and providing clear, unbiased information so you can make an informed decision about your crop insurance cover.
Insurers We Work With
Our broker network has relationships with all major NZ crop insurers and specialist international underwriters.
FMG
Gallagher
Aon
Farmcover
Howden
Get a Free Quote
Specialist broker advice, no obligation.