Find Crop Insurance in NZ

Getting a Crop Insurance Quote in NZ

Getting the right crop insurance quote isn't just about filling in a form — it's about having a conversation with an adviser who understands your crop, your region, and your specific risks.

What Information You'll Need

To get an accurate crop insurance quote, have the following information ready:

• **Crop type and variety** (e.g., kiwifruit Gold G3, Marlborough Sauvignon Blanc, Canterbury wheat)
• **Location and region** (address or nearest town)
• **Growing area** (hectares under crop)
• **Estimated crop value** (either per hectare or total season value)
• **Infrastructure value** (hail nets, irrigation, coolstore)
• **Coverage requirements** (named perils, multi-peril, revenue protection)
• **Claims history** (any claims in the past 5 years)
• **Risk mitigation** (hail nets, frost protection, drainage)

How to Get a Quote

To get crop insurance quotes, you have two main options. You can approach an insurer directly — several NZ insurers deal with growers without requiring a broker. Or you can contact a specialist rural broker, who can approach multiple insurers simultaneously and present a comparison of options.

For a specialist broker, use the IBANZ broker directory at ibanz.co.nz. Before proceeding with any adviser, verify they are listed on the Financial Service Providers Register at fsp-register.companiesoffice.govt.nz.

Broker Fees

Brokers are remunerated by insurers through brokerage — there is typically no direct cost to the grower for using a broker's service. The brokerage is included in the premium the insurer quotes.