Northland Crop Insurance
Specialist cover for Northland's avocado, kiwifruit, and subtropical horticulture sector.
Crop Insurance in Northland
Northland is New Zealand's most northerly agricultural region and home to a growing avocado industry, kiwifruit orchards, and subtropical crops. The region's warm climate enables the growing of crops that won't grow further south, but also creates unique risks from tropical cyclones, drought, and exotic pest and disease incursion.
Key Northland Crops and Risks
Avocados: Wind is the biggest risk for Northland avocado growers. Avocado trees have shallow root systems and large canopies that are easily damaged by wind, causing significant fruit drop. Cyclonic winds can strip an entire season's crop from the trees.
Kiwifruit: Northland grows both Green and Gold kiwifruit, with risks similar to the Bay of Plenty — hail, wind, and cyclone damage are the primary concerns.
Subtropical crops: Feijoas, tamarillos, citrus, and other subtropical crops are increasingly grown commercially in Northland. Specialist cover for these crops is available from brokers with access to the NZ rural insurance market.
Drought: Northland's variable rainfall makes drought a significant risk, particularly in dry years. Water supply security is a key issue for Northland growers.
Find a crop insurance specialist
Crop and horticultural cover is a specialist area with a small number of providers. Use the options below to find the right adviser or insurer for your operation.
Use a licensed broker
Search IBANZ, the NZ brokers association, to find an adviser who specialises in agricultural and horticultural cover.
Check the FSP register
Verify that any adviser you use holds a current Financial Service Provider registration before engaging them.
Go direct to an insurer
Some crop insurers deal directly with growers. Visit their websites to enquire or get a quote from their own team.
Are you a crop insurance specialist?
If you work in agricultural insurance and cover crops or horticulture, we would like to hear from you. hello@cover4you.co.nz